Which credit card for Canada travel
Credit card is highly recommended for the trip to Canada
A credit card is highly recommended for the trip to Canada or America, whether private or professional, and has many advantages. http://www.railsday2006.com/online-payday-loans-direct-hurry-up-and-request-an-immediate-payday-loan-online/ for an assessment
With a foreign credit card, there are some benefits that are particularly important when you are abroad outside of Europe (such as Canada). These services include:
- integrated travel insurance, especially travel health insurance
- Credit card with credit line
- high acceptance in the country
- Emergency service, for example immediate card replacement
In addition to the additional services, there are additional costs that have to be taken into account for credit cards that are particularly suitable for use outside of Europe, which would usually not be incurred when used in Europe.
In addition to the higher annual fees for these credit cards with extended services (mostly gold or platinum cards), there are separate costs for the disposal in foreign currency and cash withdrawals. Because for the necessary conversion of Canadian dollars into euros (currency exchange), between 1% and 2% of the sales amount are normally charged or minimum fees of between five and ten euros are charged.
What needs to be considered regarding insurance, credit limit and acceptance?
For stays abroad there are some additional services that are ideally integrated into the credit card services. These include, for example, rental car discounts, emergency services, bonus programs such as hotel miles or airline miles, as well as an integrated package of travel insurance.
The integrated international health insurance is very useful when staying in Canada. Because if the treatment costs there are higher than in Germany, the statutory health insurer would have to pay these “excess” costs without travel health insurance himself.
It is also important that you have a sufficient credit limit that can be used in emergencies. In addition, a high level of acceptance of the card is of course important, so that you can make cashless payments “anywhere” in the country. In this regard, it has been found that VISA is very widespread and recommended in Canada . However, American Express could cause problems that it is rarely accepted.
As a conclusion to the stay in Canada or America with regard to the perfect credit card, it should be noted that this card is characterized by integrated travel insurance, usable credit limit, high acceptance, rental car discounts, bonus programs and various services.